Actinic Payments offers unique benefits to businesses who need to accept debit and credit card payments for online and phone / mail order transactions.

Features In Detail >> (or download brochure)

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Key Features

Easy to set up and use. Simply sign up for Actinic Payments, providing details of an appropriate merchant bank account, then enter your Actinic Payments user ID and password into the Actinic software. Most credit card payments functions are accessible directly from your Actinic software (Actinic v9 onwards).

Online and MOTO payment processing. As well as enabling secure online payments, the system also offers debit and credit card processing for mail order / telephone order (MOTO), providing a complete multi-channel payment system.

Payment functions accessible directly from the Actinic order processing interface. Actinic Payments provides an unprecedented level of efficiency for the merchant, with most common card payment functions accessible directly from the order-processing screen within Actinic. These include the ability to refund, void, commit pre authorised payments and take additional payments without the need to get card details again (useful if for example a customer wants to add an additional item to an order they had previously placed). This level of integration with Actinic’s award-winning ecommerce products makes order processing simpler while reducing errors and cost.

Integrates with merchant accounts from all major UK banks.
Full list of supported banks >>

Accept credit card payments through all major issuers including Visa, Mastercard, American Express, Maestro and Delta.
Full list of supported cards >>

High levels of security - 100% PCI DSS compliant . Actinic Payments meets all current banking security standards including PCI DSS, which is now a requirement for all UK businesses to accept credit card and debit card payments. Click here (http://downloads.actinic.com/docs/product_info/PCI-certificate.pdf) to view the compliance certificate.

Comprehensive anti-fraud options include PCI-DCC, CVV2 & 3rd Man logos3rd Man fraud screening, 3D Secure (Verified by Visa and MasterCard SecureCode), AVS for verifying a customer billing address, and CVV2 (the 3 digit card verification number) – giving a high level of merchant protection.

All Actinic Payments users can benefit from a service to combat card-not-present (CNP) fraud through seamless access to the anti-fraud, card verification service from The 3rd Man. The 3rd Man service is based around the National CNP Fraud File and is the most comprehensive and advanced anti-fraud service available in the UK.

The 3rd Man reliably detects in excess of 95% of fraudulent attempts including organised and casual fraud with alerts totalling over £9 million pounds per month. It automatically checks card orders against a wide variety of factors and provides a simple red or green traffic light to indicate whether an order is safe or not, together with supporting data.

A merchant can now detect the vast majority of fraudulent activity well before an order is fulfilled, and so protecting both themselves and minimising the potentially adverse impact fraud prevention measures can have on genuine customers.

For more details about how The 3rd Man integration works click here >>


Highly robust and reliable, with 99.998 % uptime since November 2005 , which includes scheduled maintenance. The Actinic Payment service is built on the Creditcall financial and technical infrastructure, one of the most robust and reliable in the industry . The service is based on hundreds of servers in four geographic locations on two continents with full failover/recovery between all locations and availability of the service is monitored 24x7. The service has Distributed Denial of Service (DDOS) mitigation already in place – all credit card payments go via the anti DDOS network, so your payment system is already protected against this form of attack.

Customisable Payment Page. Changes can be made to the overall design of the payments page by providing an alternative style sheet. This will enable the page  where the card processing takes place to the overall design of your site. You will need SSL on your server in order to do this. See our Knowledge Base article for details.

Low entry-level price and competitive monthly fees. Our pricing structure is designed to offer an affordable option whatever the size of your business, and to be competitive with other available credit card processing services. We challenge you to try to find a similar card payment service with the same features at a lower price.

Single point of support. Should any problems arise, Actinic merchants now have access to a one-stop shop where any technical or operational issues can be resolved with a single phone call, whether it be software or payment service related.
 

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