Cards, Banks and Currencies
Actinic Payments integrates with all major UK banks, and some minor ones.
The acquiring banks supported are listed below along with information concerning:
- Whether AVS is supported
- Whether CVV/CV2/CVC is supported
- Whether 3D Secure (Verified by Visa and Mastercard SecureCode) is supported
| Same Merchant ID/Account for Ecommerce and MOTO | AVS Support | CVV Support | 3D Secure Support | |
| Allied Irish Bank | Yes | No | Yes | Yes |
| American Express | No | Yes | Yes | No |
| Barclays Merchant Services | Yes | Yes | Yes | Yes |
| Lloyds Cardnet | No | Yes | Yes | Yes |
| Diners | TBC | No | Yes | No |
| Elavon*/EuroConex/Alliance and Leicester | No | Yes | Yes | Yes |
| HSBC | Yes | Yes | Yes | Yes |
| Halifax Bank of Scotland | No | Yes | Yes | Yes |
| Royal Bank of Scotland/NatWest Streamline | No | Yes | Yes | Yes |
* Elavon require all transactions to be 3D secure, please make sure this is turned on within your Actinic product.
Supported Cards
The following card types are supported with all the acquiring banks listed as supported:
- Visa
- Visa Debit
- MasterCard
- Mastercard Debit
- UK Maestro (previously Switch)
- International Maestro
- Solo (Mastercard Debit)
- Electron (Visa Debit)
- Visa Delta
- Amex (see below)
- Diners (see below)
To accept Amex you must have an Amex merchant account. Amex Merchant accounts can be obtained directly from Amex and in some cases through the primary acquiring bank although this tends to be more expensive. A separate connection to your Actinic Payments account is required to support Amex. This can be done during your initial Actinic Payments setup, or added later for a small additional charge.
To support Diners you must have a Diners merchant account available from Diners. The following are not supported:
- Laser, an Irish debit brand (it is supported via Allied Irish Bank)
- Irish Domestic Maestro (it is supported via Allied Irish Bank)
- JCB cards, Ulster Bank and First National are not integrated with Actinic Payments
Accepted currencies
Actinic payments will support payments in pounds sterling, US dollars and Euros but you must have a merchant account capable of supporting the currency you wish to accept. Contact your acquiring bank to confirm this. Each Actinic site can accept a single currency.